Complete buyer's guide
Complete Guide to Buying Property in Spain
Everything foreign buyers need to know about purchasing real estate in Spain, from NIE and mortgages to arras, notary, and taxes.
2–3
Months Average
10–15%
Additional Costs
€500k
Golden Visa Min.
70%
Max LTV Non-Resident
Estimate your total purchase cost
Adjust the price, region and financing to see all the taxes, notary and legal fees you'll need to budget for. Download a branded PDF summary.
Property Details
Enter your property details to calculate costs
€50,000€2,000,000
Loan-to-Value70%
40%80%
Cost Breakdown
Estimated costs for your purchase
Property Price300.000 €
ITP (8%)24.000 €
Notary Fees1500 €
Land Registry800 €
Legal Fees3000 €
Mortgage Setup Costs1470 €
Total Additional Costs30.770 €
Total Purchase Cost330.770 €
Initial Deposit (10% arras)30.000 €
Cash You'll Need120.770 €
* These are estimates. Actual costs may vary based on specific circumstances, location, and professional fees. Consult with a lawyer for accurate figures.
Still have questions?
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